Location

Full Address

8680 Northwest 18th Street, Pembroke Pines, FL, USA

City

Pembroke Pines

State

FL

About

Biography

MichaelLux.com

CERTIFIED DIVORCE LENDING PROFESSIONAL

Actively engaged in the mortgage / real estate business for over 40 years in South Florida. Born in Miami and have never left.

 

Specialties: I am a housing and mortgage strategist and specialize in helping Realtors attract more buyers and sellers and avoiding buyer fallout. A genuine relationship banker.

Regular instructor for various boards of Realtors and The Florida Bar Association

 

 

Services

Extensive experience in all types of financing, Government, Agencies, Non-Conforming as well as working with divorcing clients and council, ability to recognize not only the obstacles divorcing clients face while trying to obtain mortgage financing but to aid during the settlement process to better enable future financing options. Very familiar with our diverse real estate market in all south Florida. Manage and operate a Private lending firm offering all types of private lending programs.

 

Specialties: I am a housing and mortgage strategist and specialize in helping Realtors attract more buyers and sellers and avoiding buyer fallout. A genuine relationship banker.

 

Certified divorce lending professional.

Education/Experience

Approved Educator, Miami Association of Realtors, Fl. Assn. of Realtors Faculty, Graduate Real Estate Institute, Certified Divorce Lending Professional, Approved educator, Broward, Palm Beach, Pt. St. Lucie Board of realtors, National Assn. Of Hispanic Real Estate Professionals., National Assn. of Divorce Professionals, Accredited Instructor for the Florida Bar Assn.

Approved Florida continuing education credit courses:

A Convenient Path: Navigating the VA Loan Process

An Introduction to Real Estate Finance

Essentials of Single and Multi-Family Investing

FHA Mortgage Loans

FNMA/FHLMC Conventional Loans

Fundamentals of Mortgage Finance: Types of Loans and How They Perform for the Buyer

Fundamentals of Working with Residential Investors

Loan Qualification Workshop

GRI 103: Finance

Alternative Financing Solutions for Real Estate

Real Estate Transactions in Divorce

Organic Referrals in your real estate business

Navigating New Construction contracts

Profession

NADP Category

Financial

Financial Profession

Bank Professional

Title

Loan Originator, Certified Mortgage Lending Professional

Business Name

Alterra Home Loans / Flintstones Lending LLC

Contact

Email Address

[email protected]

Phone Number

954.612.2690

Website

MichaeLux.com

Experience

Company

Alterra Home Loans

Job Title

Regional manager

Location

Hollywood, Florida

Start Month

January

Start Year

2009

End Month

Present

Company

A Atlantic Coast Mortgage Corp.

Job Title

President

Location

Miami, Fl

Start Month

January

Start Year

1982

End Month

December

End Year

2008

Company

Bank of Coral Gables

Job Title

Loan Officer

Location

Coral Gables, Fl

Start Month

January

Start Year

1980

End Month

December

End Year

1981

Company

Florida Realtors

Job Title

Instructor, 7 continuing education courses, as well as market analysis

Location

Florida

Start Month

January

Start Year

2018

End Month

Present

Company

Flintstone Lending LLC

Job Title

President

Location

Hollywood, Florida

Start Month

January

Start Year

2024

End Month

Present

Education

School/University

Miami Dade community college

Degree

AA

Field of Study

Finance

Start Year

1980

Year Graduated

1982

Details

First Name

Michael

Last Name

Lux

Username

mlux