Monthly Member Meeting | Navigating Real Estate and Mortgage Challenges in Divorce Settlements

CLEs Approved for:
1 General CLE
1 CFP Credit
1 CDFA Credit

FL Bar CLE approved exclusively for NADP members. Reciprocity may be available in your state—be sure to verify requirements.

Description:
This continuing education program is designed exclusively for professionals who facilitate divorce settlements. The course provides essential knowledge and tools to support informed, equitable decisions regarding the division of marital property and mortgage financing.

Participants will gain insight into the financial and legal considerations that influence real estate distribution, spousal support, and debt allocation during settlement. The  curriculum emphasizes strategies to prevent common post-decree issues and streamline settlements where real estate and mortgage financing play a central role. Through real-world case studies and practical examples, attendees will learn how to help parties reach agreements on property division, mortgage qualification, and debt restructuring.

This program highlights key mediation strategies to:

• Structure property division agreements that balance equity buyouts and protect both parties’ financial interests.
• Align spousal or child support payments with mortgage qualification standards to minimize financial obstacles.
• Address marital debt in a way that promotes financial stability for both spouses post-divorce.

Participants will explore how financial strategies directly influence settlement outcomes, particularly when restructuring real estate portfolios, negotiating maintenance agreements, and ensuring secure housing solutions. The course provides a framework for analyzing income sources, allocating marital debt, and making collaborative decisions that foster successful post-divorce transitions.
This training also addresses overlooked but essential concepts that reduce future litigation risks, enhance mediation effectiveness, and support long-term financial stability for both parties.

Learning Objectives:

By the end of this session, participants will be able to:

1. Identify the financial and legal implications of real estate distribution and mortgage financing within divorce mediation agreements.
2. Explain how time-sensitive requirements for spousal support and debt allocation affect property division and mortgage qualification.
3. Analyze potential mortgage financing obstacles and develop strategies to help parties meet financial obligations outlined in mediated agreements.
4. Evaluate property disposition scenarios and recommend equitable solutions that adhere to both mediation principles and mortgage lending guidelines.

This program equips mediators with actionable strategies to improve settlement outcomes, reduce post-decree litigation, and support the long-term financial stability of divorcing parties.

Speaker Bio: 

Jody Bruns is the President and Founder of the Divorce Lending Association and is credited with establishing industry certification programs for both real estate and mortgage professionals working with divorcing clients. Jody takes her knowledge further as an approved continuing education provider for multiple state
bar associations and financial planning boards educating attorneys, financial planners, and other divorce professionals on the underlying concerns when divorce and real estate meet head-on.

Through her own personal journey of a divorce involving real estate, Jody knows firsthand the emotions divorce carries with it. Utilizing her own personal experience combined with her 30 plus years in mortgage and finance, Jody has made it her career and passion to educate the divorce community while helping divorcing clients navigate the clash between divorce, real estate, and mortgage financing.

Jody authored the Certified Divorce Lending Professional (CDLP®) industry certification along with a book, A House Divided | The Clash between Divorce, Real Estate, and Mortgage Financing.

Jody has coached and trained over 3,000 mortgage and
real estate professionals on how to successfully work
with divorcing homeowners; divorce attorneys, and other divorce professionals with the ultimate goal of a more successful divorce when mortgage financing and real property are involved.

• Certified Mediator/Mediator Trainer
• Real Estate Continuing Education Instructor
• Approved Continuing Legal Education Provider with multiple State Bar Associations
• Approved Continuing Education Provider with CFP®
  Board and Institute of Divorce Financial Analysts Jody Bruns, President & Founder Divorce Lending Association, LLC 888-362-2357

www.DivorceLendingAssociation.com

**Guests are welcome to attend one Monthly Member Meeting. To attend again, we invite you to join our association**